Real-Time Fetch & Confirmation
Dynamically fetch exact premium amounts due directly from the insurer's servers. Upon payment, provide customers with instant, verifiable BBPS transaction receipts, ensuring they never miss a grace period.
Bharat Connect Authorized Agent Institution
Unified Insurance Premium Payments.
Collect premiums for LIC, SBI Life, ICICI Prudential, and 50+ top insurers via a single API integration. Inspay Digital empowers your platform with real-time fetch and pay capabilities backed by Bharat Connect infrastructure.
LIC of India
SBI Life
ICICI Prudential
HDFC Life
Max Life Insurance
Bajaj Allianz
Tata AIA
LIC of India
SBI Life
ICICI Prudential
HDFC Life
Max Life Insurance
Bajaj Allianz
Tata AIA
Digital Transformation
Modernizing India's Insurance Sector.
Traditionally, premium payments for entities like LIC involved visiting branch offices or navigating clunky, disconnected portals. INSPAY DIGITAL PRIVATE LIMITED transforms this experience.
As an Authorized Agent Institution of Bharat Connect, we provide a unified API endpoint. Whether you run a NeoBank, an Agent Network, or a Consumer App, you can now allow your users to fetch due amounts and pay premiums instantly via their preferred digital payment modes.
One API.
50+ Providers.
- Life Insurance
- Health Insurance
- General Insurance
- Vehicle Insurance
Built for scale, secured by design.
Our API is engineered to handle massive transaction volumes during peak premium cycles while maintaining rigorous RBI-mandated security standards.
Omnichannel Payments
Native support for all major payment modalities. Accept premiums via UPI, Credit/Debit Cards, Net Banking, and Wallet balances seamlessly.
High Volume Scalability
Built on resilient microservices. Handle millions of concurrent API calls during month-end or financial year-end premium rushes without latency drops.
RBI Compliant & Secure
We protect sensitive policyholder data using advanced 256-bit encryption. Inspay rigorously adheres to the data localization and security guidelines mandated by the Reserve Bank of India.
ENCRYPTED DATA
Developer Friendly
Integration in minutes, not months.
The API integration requires minimal technical overhead. Our architecture utilizes simple REST endpoints, standardized JSON payloads, and comprehensive webhooks to keep your backend perfectly synced.
- Dedicated Sandbox Environment
- Ready-to-use Postman Collections
- Detailed Error Handling & Logs
POST /v1/insurance/pay
const response = await fetch('https://api.inspay.in/v1/insurance/pay', { method: 'POST', headers: { 'Authorization': 'Bearer sk_live_...', 'Content-Type': 'application/json' }, body: JSON.stringify({ biller_id: "LIC001", customer_params: { policy_number: "894123456", email_id: "user@example.com" }, amount: 12450.00, payment_mode: "UPI" }) });
Frequently Asked Questions
Everything you need to know about integrating our Insurance Premium Payment API.
Enhance your financial ecosystem today.
Demonstrate your commitment to innovative solutions by integrating the Inspay Insurance Premium API.